You must also remember that to submit an online application you have to authenticate your identity at Kela’s digital service. The new rules will go into effect on 1 July 2019. When calculating your pension, the social security contributions you have paid are deducted from the earnings that form the basis of your pension (9.58%). Unemployment and family benefits, housing and child maintenance allowances, adoption grants, student aids, basic social assistance and sickness allowances are among the affected matters. You will accrue pension funds for periods of the child home care allowance until your youngest child turns three years. The project on gender gaps in pensions aims to raise a discussion on gender gaps in pensions and increase citizens’ and decision-makers’ awareness of the underlying reasons for the gender gap in pensions. The accrued pension amount is adjusted with the life expectancy coefficient of your age group. Financial support for families. Kela pays various benefits to families with children if the family is covered by the Finnish social security system. If you are a citizen of an EU or EEA state or a Swiss citizen you do not need a residence permit. The Act will go into effect on 1 April 2019. The calculator calculates the amount of pension you would accrue from your earnings from work or self-employment so that you can compare it to the benefit you earn from the period of home child care. The calculator assumes that the general earnings and price levels remain at the current level. Therefore, the euro amounts of the benefits paid by Kela that are tied to the national pensions index will remain the same as last year. Here you will find, in chronological order, information first on the maternity grant, then various parental allowances and finally child care assistance. Other issues that may affect Kela’s decision are whether you come or not from one of the Nordic countries, from one of the European Union (EU) or European Economic Area (EEA) countries, from Switzerland or from another country with which Finland has a social security agreement. When you get a maternity, paternity or a parental allowance, you earn pension benefits based on your annual earnings which have been increased by 21 per cent. The amounts depend on the child's country of origin as follows: The adoption grant provided for children identified for placement prior to 1 January 2019 is determined according to the child’s country of origin as shown below even if the child is given over to the custody of the adoptive parents after that date: The Government is proposing a number of improvements to the rights of adoptive parents. Family members of self-employed people will be able to qualify for unemployment benefits by meeting the same criteria as employees. Note that the online application service is provided only in Finnish or Swedish, so if you don´t speak any of those languages you might need some guidance by someone who does. Your pension will be based on a fixed income of 757.14 euros per month (in 2020). Payments of the sickness allowance will no longer be conditional on completing a 55-day qualifying period. The changes will go into effect on 1 April 2019. If you register in Finland as a permanent resident, you can apply for coverage under the Finnish social security system. The new limit for insolvency applicable to persons liable for maintenance is 1,120 euros per month. Results will become available during 2019 and 2020. The last payments were made in December. In 2019, insured wage and salary earners are charged a contribution of 1.54% of their pay towards daily allowances (1.53% in 2018).

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