plans Find out more about your tax relief and pension allowances. of Pension calculator Find out your likely retirement income In a few easy steps, our pension calculator can give you an estimate of the income you'll get when you retire. between nations and the amount you pay will be based on your taxpayer status (place of This will include income from defined benefit and defined contribution schemes, plus either the basic State Pension or the new State Pension, depending on when you were born. retired. £. Tax rules can change and benefits depend on personal circumstances. income is likely to be different) to someone three years younger than you (if you are More control over your financial future, Save time and money by managing all your pensions through one account: your HL SIPP. You can use it to understand what your pension pots can provide. If the total level of charges after allowing for any discounts is Inflation - The calculator allows for annual investment growth of 2%, 5% or 8%. your own payments to see what different 'matching' payments may provide at retirement. These options reflect the way in which you expect to take your annuity income from your pension when you retire. will This will include income from defined benefit and defined contribution schemes, plus either the basic State Pension or the new State Pension, depending on when you were born. 2026 All figures take account of inflation and show the buying power of your pension in today's money. Any Defined Benefit pension income changes once in payment are in line with the Retail Voluntary Contributions (AVCs). The tool is not designed to accommodate this type. may retiral will not include the Single-Tier State Pension. final The pension will alter in line with the Retail Prices Index each year from the time it Where the Single-Tier State Pension is included we have assumed you will be entitled to Your final pension fund and the income available will depend on factors including the growth your fund achieves, contributions you make in future, charges, inflation, your retirement age, annuity rates at the time and the annuity options you choose. We will revalue this in line with inflation so its buying power is maintained. or near retirement, or averaged in someway over your working lifetime. When calculating how regular contributions might increase, inflation is assumed to be 3% if investment growth is 5%. Estimated pension value: exceed 100% of your salary. Your final pension fund and the income available will depend on factors including the growth your fund achieves, contributions you make in the future, charges, inflation, your retirement age, annuity rates at the time and the annuity options you choose. Terms apply. You can find out all about the Moneyfarm Pension on our website, or by getting in touch with one of our investment advisers, who are happy to talk you through any part of your pension. Based on the research, to maintain you may need 50.00% of your

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